Reduced taxation and increased flexibility. Ahead of the UK government’s next budget on 16 March, pensions are the subject of much discussion. It is widely expected that the limits for tax relief on pension contributions will be reduced in one… Read More…

The financial challenge for the Sport and Media professional. There have been numerous publications over the last ten years which have described a number of high profile sportsmen and women who were earning millions of pounds during their careers but… Read More…

Over the last few days there have been a number of articles suggesting that George Osborne is considering abolishing the tax free cash lump sum in his Budget on 16 March. There have been similar pre-budget rumours about the removal… Read More…

In my first blog on this topic I set out four generic stages of a business and provided a few words about the issues faced in a business and personal financial planning context. Today’s blog will expand upon the first… Read More…

Since my last report half way through January time seems to have flown by. In the past month I have raced regularly, had a small break in the UK (for travel insurance purposes) and had a good block of training.… Read More…

Equity markets have had a very difficult start to the year with an estimated 40% of stocks in the FTSE All-Share down more than 20% from their peak in the last year. The fall in value was broad based with… Read More…

Most of our clients have exposure to UK and global equities as we believe that they are one of very few assets with the potential to provide capital growth and a rising income over time. It is typically said that… Read More…

There have been a number of changes to ISAs over the last few years. Some of these changes appear largely cosmetic (New-ISA/NISA) but some, such as the changes to the inheritability of ISAs, are potentially very useful. We have also… Read More…