FAQ – What is GDPR?

July 19th, 2018, by Phil Bennett

On the 25 May 2018, the current UK Data Protection Act (DPA) was replaced by a new privacy law based on the EU General Data Protection Regulation (GDPR). The new law gives you more rights and more control over how… Read More…

MiFID II – what does it mean for me?

December 21st, 2017, by Amanda Valentine

3 January 2018 sees the introduction of the Markets in Financial Instruments Directive II (“MiFID II”) seen by many as the largest overhaul of European financial services legislation in over a decade. All firms, be they product providers or some… Read More…

Down the Rabbit Hole – Fixed Interest

June 23rd, 2017, by Georgina Ogilvie-Jones

Argentina issued a 100-year bond this week with a coupon of 7 1/8% and a yield of nearly 8% (which will change in line with the price of the debt and is not guaranteed). It was extremely oversubscribed with $9.75… Read More…

ISA Investment Options – 2017 Update

February 22nd, 2017, by Laura McLean

In our last ISA summary we outlined the different ways in which ISAs had become more flexible, including the introduction of Help to Buy ISAs to assist first time property buyers, ‘Flexible’ ISAs (where any withdrawal can be replaced within… Read More…

The Impact of the US Election Result on Financial Markets

December 2nd, 2016, by Georgina Ogilvie-Jones

Initial equity market response to the election of Donald Trump has been based on sentiment rather than facts and much uncertainty remains about the specific policies that will follow. Nevertheless, the reaction has been generally positive. Markets are being driven… Read More…

US Presidential Election – Initial Thoughts

November 9th, 2016, by Georgina Ogilvie-Jones

Markets are likely to be unsettled following Donald Trump’s victory in the US Presidential election. The FTSE 100 opened at 6,843 and dipped briefly below 6,700 in early trading this morning but has since stabilised. We are not short term… Read More…

Distribution of Equity Returns (Pt3 – How Global Markets Compare)

October 7th, 2016, by Alex Dean-Austin

In previous articles we have looked at the returns produced by the UK market over the past 25 years and investigated the likelihood of an investor achieving a positive or negative return after holding shares for 1 to 10 years.… Read More…

The Outlook for Dividends

August 2nd, 2016, by Georgina Ogilvie-Jones

Capita have just published their latest quarterly UK Dividend Monitor report revealing that UK dividends rose to a quarterly record of £28.8 billion in Q2 2016. Currency translation effects have had a significant impact for multinational companies as Sterling has… Read More…

EU Referendum – The Impact on Fixed Interest Markets

July 12th, 2016, by Georgina Ogilvie-Jones

The first two weeks after the EU vote saw further sharp moves within bond and currency markets driven by the continued fallout from the UK EU referendum. Sterling is now at 1.29 to the dollar, having hit a 31-year low… Read More…

EU Referendum – Initial Market Reaction

June 28th, 2016, by Martyn Torevell

Global investment markets reacted sharply to the British vote to leave the EU. Assets which are perceived as “safe havens” such as gold and certain government stocks rose in value, whilst peripheral Eurozone government debt and equity markets fell. Currency… Read More…